Why you should wait to buy that car until after your home purchase?
by Kristen Heinrich
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Why you should wait to buy that car until after your home purchase Getting preapproved for a mortgage is a major step in buying a home. In fact, it’s a virtual necessity to secure a home in this market environment if you’re not paying cash. The great news is, when done properly, it’s like having cash in your hands so you can negotiate effectively with a seller to buy a home. It’s easily one of the most important things you can do in order to buy the home of your...
Read MoreWhat does a real estate agent actually do?
by Kristen Heinrich
What Does a Real Estate Agent Actually Do? If you’ve ever wondered what a real estate agent actually does all day, you’re not alone. It’s easy to think agents just show homes and sign deals, but there’s so much more that goes into the job. Real estate agents wear a lot of different hats and are involved in pretty much every part of the buying or selling process. The truth is, being a real estate agent isn’t just about opening doors and giving tours. It’s...
Read MoreWhat happens when you overprice your home?
by Kristen Heinrich
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What happens when you overprice your home? When the real estate market favors sellers, it’s almost like there’s a feeding frenzy among buyers trying to secure listings that seem to get snapped up within hours of being put on the market. Such demand drives the prices of homes up rapidly, which only feeds into the perception that the good times will last forever. Unfortunately, trees don’t grow to the sky and there will always be a top of the market. What this means is...
Read MoreWhy Getting Pre-Approved Is Your First Step to Homeownership Success
by Kristen Heinrich
Why Getting Pre-Approved Is Your First Step to Homeownership Success Turning Dreams into Reality Without the Nightmares Buying a home is a dream many share, but the journey from aspiration to acquisition can be fraught with challenges if you're unprepared. In today’s dynamic real estate market, getting your offer accepted isn't just about finding the right property—it's about presenting yourself as the ideal buyer. Let's navigate this journey together, ensuring...
Read MoreWhy You Should Have A Home Inspection Before You List
by Kristen Heinrich
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Why You Should Have A Home Inspection Before You List One of the largest home sale killers is the home inspection. Nearly one-third of all terminated real estate contracts fall apart because of the inspection results. Inspections also ranked as the number three cause of delayed settlements, accounting for 13 percent. For some reason - and I’ll never get it - a home inspection that comes back with anything less than a perfect report strikes fear into the hearts of buyer agents and...
Read MoreYour home is under contract, what’s next?
by Kristen Heinrich
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Your home is under contract, what’s next? Great news, you’ve put your dream home under contract and you’re excited to move in one day soon. That said, there’s a lot that has to happen before you can take occupancy: home inspection, appraisal, financing paperwork, contingencies and other requirements necessary to close. Here’s what you can expect to happen over the coming weeks. Due Diligence Now that the home is yours to negotiate...
Read MoreWhat will be your payment on your new home?
by Kristen Heinrich
What Will Be Your Payment on Your New Home? Taking Charge of Your Financial Fitness Buying a new home can feel overwhelming—much like starting a new fitness regimen. Between understanding the financial aspects of your mortgage and navigating the paperwork, it's easy to feel lost. But just as you wouldn't embark on a fitness journey without a plan, you shouldn't dive into homeownership without understanding the key components that will affect your financial health. Understanding...
Read MoreWhy You Should Get a Home Warranty When You List Your Home
by Kristen Heinrich
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Why You Should Get a Home Warranty When You List Your Home Home warranties aren’t just for buyers anymore. In the past, buyers have asked sellers to pay for a home warranty to give them a year of protection after it sells on roughly 16 major systems in the house including things like the electrical system, appliances, hot water heater, furnace, etc. Overall, it makes sense because the first time claim on a home warranty for most buyers runs around $1,500 to 1,600 plus a deductible...
Read MoreHow to Qualify for a No Money Down Home Purchase
by Kristen Heinrich
How to Qualify for a No Money Down Home Purchase Unlocking the Door to Homeownership In today's ever-evolving real estate market, the dream of owning a home might feel just out of reach—especially when faced with the challenge of saving for a down payment. But here's some uplifting news: even in today’s climate, there are exceptional loan programs that can help you purchase a home with little to no money down. Let's explore the best options available and guide you...
Read MoreHow much money will go into your pocket after your home is sold?
by Kristen Heinrich
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How much money will go into your pocket after your home is sold? It’s not what you make, it’s what you keep that matters. This holds especially true when it comes to the sale of your home. The sales price you see at the top of the closing paperwork is rarely, if ever, the amount of money that ends up in your pocket as the seller. There are often a variety of costs and fees associated with getting a home sold, so it’s important that you understand exactly what you’re...
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